Can I Still Claim if I Wasn’t Wearing A Seatbelt?

In Florida and Georgia, wearing a seatbelt is not just a safety recommendation; it’s the law. But what happens if you’re in a car accident and aren’t wearing one? Many of our clients worry that this might prevent them from claiming compensation. Let’s clarify this concern.

The Seatbelt Defense in Personal Injury Cases

The seatbelt defense is a legal argument used in personal injury cases, particularly car accident claims. It centers around the use, or lack thereof, of a seatbelt by the plaintiff (the person injured in the accident) at the time of the collision. Let’s delve into the details of this defense:

  1. Basic Premise: The seatbelt defense is predicated on the idea that the plaintiff’s failure to wear a seatbelt contributed to or exacerbated their injuries. Defendants (usually the other driver or their insurance company) argue that if the plaintiff had been wearing a seatbelt, as required by law, their injuries would have been less severe or possibly prevented.
  2. Impact on Liability and Damages: The primary effect of the seatbelt defense is on the issue of damages in a personal injury claim. If successful, this defense doesn’t necessarily absolve the defendant of liability for the accident. Instead, it can lead to a reduction in the amount of compensation the plaintiff receives. It’s a form of comparative negligence — the legal principle that reduces payment based on the plaintiff’s share of fault in causing their injuries.
  3. Legal Requirements for the Defense: For the seatbelt defense to be successful, the defendant must provide evidence that:
    • The plaintiff was not wearing a seatbelt at the time of the accident.
    • The injuries sustained by the plaintiff were more severe than they would have been had they been wearing a seatbelt. This often requires professional testimony or medical professionals to establish a causal link between the lack of seatbelt use and the extent of the injuries.
  1. State Laws Vary: The acceptance and application of the seatbelt defense vary by state. Some states allow this defense and permit a reduction in damages if the defendant can prove the plaintiff’s injuries were exacerbated by the failure to wear a seatbelt. Other states either do not recognize this defense or limit its use.
  2. Controversy and Considerations: The seatbelt defense is somewhat controversial. Critics argue that it shifts the focus from the defendant’s negligence in causing the accident to the victim’s behavior. Proponents, however, view it as a fair way to assess damages based on the plaintiff’s contribution to their injuries.
  3. Implications for Plaintiffs: For individuals involved in a car accident who were not wearing a seatbelt, this defense highlights the importance of understanding how their actions might affect their legal claim. It underscores the necessity of legal representation to overcome these complexities and effectively counter such defenses.

Comparative Negligence and Your Claim

Florida and Georgia follow the comparative negligence system. If you’re found partly at fault for your injuries due to not wearing a seatbelt, your compensation could be reduced proportionately. For example, if you’re deemed 20% at fault, your payment could be reduced by that percentage.

Not an Automatic Bar to Recovery

It’s important to understand that not wearing a seatbelt doesn’t automatically disqualify you from recovering damages. The key is determining to what extent, if any, the lack of seatbelt use contributed to the injuries. Each case is unique, and the specifics will dictate the outcome. In such cases, evidence plays a critical role. Medical records, accident reports, and professional testimonies can help establish the extent of injuries and whether seatbelt use would have made a significant difference. This is where having experienced legal representation becomes invaluable.

Contact Us for a Free Case Evaluation

At The Leach Firm, P.A., we understand the nuances of personal injury law in Florida and Georgia. We’ve helped numerous clients go through similar situations. If you were injured in a car accident and weren’t wearing a seatbelt, don’t assume you have no claim. We’re here to assess your case and guide you through your options. Call The Leach Firm at 844-722-7567 or contact us online for a free case evaluation with a seasoned lawyer in Florida or Georgia. We have over 50 years of combined experience in personal injury, workplace discrimination, and workers’ compensation cases, and we’re ready to help you get the justice and compensation you deserve.